Privacy Policy Farmers State Bank

Caller ID Spoofing Alert!

Customer Alert: Caller ID Spoofing is an imitation tactic when a fraudster deliberately falsifies the caller ID display to disguise their identity and make the end receiver believe it is coming from Farmers State Bank. Spoofing is often used to trick customers into giving away valuable personal information so it can be used in fraudulent activity.

Never give out personal information such as account numbers, social security numbers, passwords, login verification passcodes, or other identifying information in response to unexpected calls or if you are at all suspicious. Farmers State Bank will never ask for personally identifying information on a call you have not initiated. If this happens, please hang up and call the bank directly.

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FACTS	WHAT DOES DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does share?	Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	No	We don't share
For our marketing purposes-to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes-information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Who we are
Who is providing this notice?

What we do
How does protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does collect my personal information?	We collect your personal information, for example, when you Open an account or use your credit or debit card Deposit Money or give us your contact information Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. has no affliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. doesn't jointly market.

Other Important Information