Caller ID Spoofing Alert!
Customer Alert: Caller ID Spoofing is an imitation tactic when a fraudster deliberately falsifies the caller ID display to disguise their identity and make the end receiver believe it is coming from Farmers State Bank. Spoofing is often used to trick customers into giving away valuable personal information so it can be used in fraudulent activity.
Never give out personal information such as account numbers, social security numbers, passwords, login verification passcodes, or other identifying information in response to unexpected calls or if you are at all suspicious. Farmers State Bank will never ask for personally identifying information on a call you have not initiated. If this happens, please hang up and call the bank directly.
Calhan: (719) 347-2727 | Ellicott: (719) 683-3999 | Falcon: (719) 495-3650 | Kiowa: (303) 621-0100
Routing # 102103562 | Locations & Hours | File Transfers | Pay Loan
Rates
See how much you will earn for each account. Find Interest rate information for deposit accounts, certificate of deposit, and money markets.
APY = Annual Percentage Yield. Rates and APY are effective and accurate as of 10/25/2024. Fees may reduce earnings.
Deposit Accounts
| Account | Interest Rate | APY |
|---|---|---|
| SuperNOW | 0.05% | 0.05% |
| Savings Accounts 1 | 0.10% | 0.10% |
| Christmas Club | 0.10% | 0.10% |
1 $25 to open and the minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.
Certificates of Deposit (CDs)
| Term | Interest Rate | APY | Minimum Opening Deposit |
|---|---|---|---|
| 6 Months | 4.00% | 4.06% | $500 |
| 12 Months | 3.74% | 3.79% | $500 |
| 2 Years | 3.27% | 3.31% | $500 |
| 3 Years | 3.13% | 3.17% | $500 |
| 5 Years | 3.14% | 3.18% | $500 |
Rates are subject to change at any time. Please call for the most current rates.
Penalties apply for early withdrawal. At the time of the CD’s renewal, the following renewal terms will apply:
- Standard Term CDs will automatically renew on the maturity date.
- Unless the original is a CD Special, each renewal term will be the same as the original one, beginning on the maturity date.
- If the original CD term is less than one (1) year, and it is not a CD Special, you can make additional deposits to the CD.
- CD specials renew at the closest lower non-CD Special term: for example, a nine (9) month special will renew at a six (6) month term.
- Rates are subject to change without notice.
- Limited time offer.
Should FSB offer a Special Relationship CD: Relationship will be defined as having another deposit account or loan with Farmers State Bank of Calhan, Ellicott, Falcon and Kiowa.
Money Market
| Balance | Rate | APY |
|---|---|---|
| Up to $999.99 | 0.10% | 0.10% |
| $1,000.00-4,999.99 | 0.10% | 0.10% |
| $5,000.00-9,999.99 | 0.10% | 0.10% |
| $10,000.00-24,999.99 | 0.17% | 0.17% |
| $25,000.00-49,999.99 | 0.18% | 0.18% |
| $50,000.00-99,999.99 | 0.19% | 0.19% |
| $100,000.00 and up | 0.40% | 0.40% |
Rates subject to change at any time.
$1,000 to open and the minimum balance required to avoid a monthly service charge of $10.00.
Premier Money Market
| Balance | Interest Rate | APY |
|---|---|---|
| Up to $10,000 | 0.10% | 0.10% |
| $10,000-24,999.99 | 0.20% | 0.20% |
| $25,000-49,999.99 | 0.20% | 0.20% |
| $50,000-99,999.99 | 0.20% | 0.20% |
| $100,000-249,999.99 | 0.50% | 0.50% |
| $250,000-499,999.99 | 0.60% | 0.60% |
| $500,000 and up | 0.75% | 0.75% |
Rates subject to change at any time.
$10,000 to open and the minimum balance required to avoid a monthly service charge of $25.00