Caller ID Spoofing Alert!
Customer Alert: Caller ID Spoofing is an imitation tactic when a fraudster deliberately falsifies the caller ID display to disguise their identity and make the end receiver believe it is coming from Farmers State Bank. Spoofing is often used to trick customers into giving away valuable personal information so it can be used in fraudulent activity.
Never give out personal information such as account numbers, social security numbers, passwords, login verification passcodes, or other identifying information in response to unexpected calls or if you are at all suspicious. Farmers State Bank will never ask for personally identifying information on a call you have not initiated. If this happens, please hang up and call the bank directly.
Calhan: (719) 347-2727 | Ellicott: (719) 683-3999 | Falcon: (719) 495-3650 | Kiowa: (303) 621-0100
Routing # 102103562 | Locations & Hours | File Transfers | Pay Loan
Compare Personal Checking Accounts
With no monthly fees, interest-bearing, and online service options, you can pick from the products and services that fit your everyday needs!
| Account | Learn More | Learn More | Learn More | Learn More |
|---|---|---|---|---|
| Features |
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| Monthly Service Charge | $0 | Avoid the $5 monthly service charge by maintaining a $500 average balance | $0 | $0 |
| Free ATMs? | Surcharge-free ATM access at thousands of locations, via MoneyPass network | Surcharge-free ATM access at thousands of locations, via MoneyPass network | Surcharge-free ATM access at thousands of locations, via MoneyPass network | Surcharge-free ATM access at thousands of locations, via MoneyPass network |
| Free online banking with bill pay? | Yes | Yes | Yes | Yes |
| Free debit card? | Yes | Yes | Yes | Yes |
Mobile Banking with Mobile Deposit
Let us guide you to the right account for the life you want to lead.
View all of our Checking Accounts
- No monthly service charge
- No minimum balance requirements
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking, eStatements, telephone banking, debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Ready Reserves available**
- Simplified checking account
- Avoid the $5 monthly service charge by maintaining a $500 average balance
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking, eStatements, telephone banking, debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Receive check images
- Ready Reserves available**
- Earn interest on entire balance, paid monthly
- $10 monthly service charge if daily balance drops below $1,000
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking, eStatements, telephone banking, debit card
- Overdraft Privilege Program*
- Unlimited check writing
- Ready Reserves available**
- No monthly service charge
- No minimum balance requirements
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking, eStatements, telephone banking, debit card
- Receive check images
- Unlimited check writing
- Value-added checking for ages 55 and better
- No monthly service charge
- No minimum balance requirements
- Includes free perks:
- Free cashiers checks, Money orders, basic check orders, monthly statements with check images
- Surcharge-free ATM access at thousands of locations, via MoneyPass
- Free mobile banking, eStatements, telephone banking, debit card
- Overdraft Privilege Program*
- Receive check images
- Unlimited check writing
- Ready Reserves available**
*We are not obligated to pay any item presented for payment if your account does not contain sufficient funds. However, if you maintain your checking account in good standing (defined as making regular deposits and bringing your account to a positive balance at least once every 30 days) and there are no legal orders outstanding, we may approve your reasonable overdrafts as a non-contractual courtesy. You may opt out of the privilege at any time, but you are responsible for any overdrawn balances at the time of opting out. Normally we will not approve an overdraft for you in excess of the predetermined amount assigned to your account type. So as not to exceed your limit, you should note that the amount of the overdraft plus the bank’s standard NSF fee (per item) will be deducted from the overdraft limit. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. You will be notified by mail of any NSF items paid or returned that you may have; however, we have no obligation to notify you before we pay or return any item. The amount of any overdraft plus our standard NSF fee(s) that you owe us shall be due and payable upon demand. If there is an overdraft paid by us on an account with more than one (1) owner on the signature card, each owner and agent, if applicable, drawing/presenting the item creating the overdraft, shall be jointly and severally liable for such overdraft plus our standard NSF fee(s).
**View the Ready Reserves Disclosure
Some features not available on all accounts.